Social Security
Claiming strategies, break-even analysis, and how Social Security interacts with early retirement.
2 articles
Social Security
Social Security Tax Calculator: How Benefits Get Taxed
Up to 85% of Social Security benefits are federally taxable, based on provisional income thresholds frozen since 1983. Here is the formula, the tax torpedo, and how to minimize it.
•13 min read
Social Security
When to Claim Social Security: Break-Even Analysis
The pre-tax break-even for claiming SS at 62 vs. 70 is age 80. After accounting for how benefits interact with other income for taxes, that number shifts by 6-12 months.
•13 min read